Skip to content
Crescira AVM · estimated value Medium confidence
HK$20.72M
≈ HK$15,029 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.22M, with repayments around HK$70,309/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,160
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,218
−HK$2,091/mo
Today · 4.125%
HK$70,309
baseline
▲ 0.50% · 4.625%
HK$74,587
+HK$4,278/mo

Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,618/mo (50% DSR)

Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,450 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,379 ft²
Gross Area
1,830 ft²
Efficiency
75%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2021-04-15 HK$24.00M +37.9%
15.1y
2006-04-11 HK$17.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Che Kung Temple
≈ 9 min walk · 696 m
Education
33
schools within 1 km (10 within 500 m)
Daily convenience
27
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com