▼ 0.50% · 3.625%
HK$21,788
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,466
−HK$688/mo
Today · 4.125%
HK$23,154
baseline
▲ 0.50% · 4.625%
HK$24,563
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,308/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,889
−HK$659/mo
Today · 4.125%
HK$25,548
baseline
▲ 0.50% · 4.625%
HK$26,895
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,096/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$757/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$27,019
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,378
−HK$725/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,584
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,145
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,959
−HK$826/mo
Today · 4.125%
HK$27,785
baseline
▲ 0.50% · 4.625%
HK$29,476
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,570/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,086
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,867
−HK$791/mo
Today · 4.125%
HK$30,658
baseline
▲ 0.50% · 4.625%
HK$32,274
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,316/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$895/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,832/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$858/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,503
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,452
−HK$964/mo
Today · 4.125%
HK$32,416
baseline
▲ 0.50% · 4.625%
HK$34,388
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,832/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,934
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,844
−HK$924/mo
Today · 4.125%
HK$35,768
baseline
▲ 0.50% · 4.625%
HK$37,653
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,536/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,682
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$1,033/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,844
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,358
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,333
−HK$989/mo
Today · 4.125%
HK$38,322
baseline
▲ 0.50% · 4.625%
HK$40,342
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,644/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$1,102/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,822
−HK$1,055/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,155/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,039
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,171/mo
Today · 4.125%
HK$39,362
baseline
▲ 0.50% · 4.625%
HK$41,757
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,724/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,206
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,311
−HK$1,121/mo
Today · 4.125%
HK$43,432
baseline
▲ 0.50% · 4.625%
HK$45,721
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,864/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,218
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,438
−HK$1,239/mo
Today · 4.125%
HK$41,677
baseline
▲ 0.50% · 4.625%
HK$44,213
+HK$2,536/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,354/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,630
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,800
−HK$1,187/mo
Today · 4.125%
HK$45,987
baseline
▲ 0.50% · 4.625%
HK$48,411
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,974/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,498 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).