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At today's rate and a 90% mortgage, the deposit on this unit is about HK$550K, with repayments around HK$24,009/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$48,018/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A06
- Saleable Area
- 420 Saleable ft²
- Gross Area
- 542 ft²
- Efficiency
- 77%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-30 | HK$5.46M | −18.5% 5.6y · −3.0%/yr |
| 2020-08-19 | HK$6.70M | +33.3% 4.5y · 7.0%/yr |
| 2016-03-09 | HK$5.03M | +51.0% 6.7y · 8.0%/yr |
| 2009-07-15 | HK$3.33M | — |