▼ 0.50% · 3.625%
HK$16,181
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,684
−HK$511/mo
Today · 4.125%
HK$17,195
baseline
▲ 0.50% · 4.625%
HK$18,242
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,390/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,001
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$489/mo
Today · 4.125%
HK$18,973
baseline
▲ 0.50% · 4.625%
HK$19,974
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,946/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,799
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,352
−HK$563/mo
Today · 4.125%
HK$18,915
baseline
▲ 0.50% · 4.625%
HK$20,066
+HK$1,151/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,830/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,801
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,332
−HK$539/mo
Today · 4.125%
HK$20,871
baseline
▲ 0.50% · 4.625%
HK$21,971
+HK$1,100/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,021
−HK$614/mo
Today · 4.125%
HK$20,635
baseline
▲ 0.50% · 4.625%
HK$21,890
+HK$1,255/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,270/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,601
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,180
−HK$588/mo
Today · 4.125%
HK$22,768
baseline
▲ 0.50% · 4.625%
HK$23,968
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,536/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,035
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,689
−HK$665/mo
Today · 4.125%
HK$22,354
baseline
▲ 0.50% · 4.625%
HK$23,714
+HK$1,360/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,708/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,401
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$637/mo
Today · 4.125%
HK$24,666
baseline
▲ 0.50% · 4.625%
HK$25,966
+HK$1,300/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,332/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$716/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,538
+HK$1,464/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,201
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,877
−HK$686/mo
Today · 4.125%
HK$26,563
baseline
▲ 0.50% · 4.625%
HK$27,963
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,126/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$767/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,363
+HK$1,570/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,001
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,726
−HK$734/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,500/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$818/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,674/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,802
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,574
−HK$784/mo
Today · 4.125%
HK$30,358
baseline
▲ 0.50% · 4.625%
HK$31,958
+HK$1,600/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,716/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,507
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,363
−HK$869/mo
Today · 4.125%
HK$29,232
baseline
▲ 0.50% · 4.625%
HK$31,011
+HK$1,779/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,464/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,602
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,422
−HK$833/mo
Today · 4.125%
HK$32,255
baseline
▲ 0.50% · 4.625%
HK$33,955
+HK$1,700/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,510/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$921/mo
Today · 4.125%
HK$30,952
baseline
▲ 0.50% · 4.625%
HK$32,835
+HK$1,883/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,904/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,402
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$881/mo
Today · 4.125%
HK$34,152
baseline
▲ 0.50% · 4.625%
HK$35,952
+HK$1,800/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,304/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,881 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).