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At today's rate and a 90% mortgage, the deposit on this unit is about HK$596K, with repayments around HK$26,001/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,125 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wu Kai Sha Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 36/F
- Flat
- D
- Saleable Area
- 499 Saleable ft²
- Gross Area
- 643 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-24 | HK$7.94M | +30.1% 3.3y · 9.0%/yr |
| 2016-09-19 | HK$6.10M | +61.8% 5.8y · 11.0%/yr |
| 2010-11-26 | HK$3.77M | +18.6% |
| 2010-02-24 | HK$3.18M | +33.6% |
| 2004-10-16 | HK$2.38M | −16.5% |
| 1999-05-24 | HK$2.85M | — |