▼ 0.50% · 3.625%
HK$22,534
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$712/mo
Today · 4.125%
HK$23,947
baseline
▲ 0.50% · 4.625%
HK$25,405
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,894/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,741
−HK$683/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,788
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,559
−HK$783/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$750/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,041
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,882
−HK$855/mo
Today · 4.125%
HK$28,737
baseline
▲ 0.50% · 4.625%
HK$30,485
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,474/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,083
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,890
−HK$818/mo
Today · 4.125%
HK$31,708
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,416/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,295
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,206
−HK$926/mo
Today · 4.125%
HK$31,132
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,264/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,590
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$887/mo
Today · 4.125%
HK$34,351
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,702/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,548
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,529
−HK$997/mo
Today · 4.125%
HK$33,526
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$2,040/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,052/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,097
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,038
−HK$955/mo
Today · 4.125%
HK$36,993
baseline
▲ 0.50% · 4.625%
HK$38,943
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,986/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,801
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,853
−HK$1,068/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$38,107
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,023/mo
Today · 4.125%
HK$39,635
baseline
▲ 0.50% · 4.625%
HK$41,725
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,270/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,055
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$1,140/mo
Today · 4.125%
HK$38,316
baseline
▲ 0.50% · 4.625%
HK$40,647
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,632/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,111
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,186
−HK$1,092/mo
Today · 4.125%
HK$42,278
baseline
▲ 0.50% · 4.625%
HK$44,506
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,556/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,308
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,500
−HK$1,211/mo
Today · 4.125%
HK$40,711
baseline
▲ 0.50% · 4.625%
HK$43,188
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,422/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,618
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,159/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,288
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,562
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,282/mo
Today · 4.125%
HK$43,105
baseline
▲ 0.50% · 4.625%
HK$45,728
+HK$2,623/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,210/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,335
−HK$1,227/mo
Today · 4.125%
HK$47,562
baseline
▲ 0.50% · 4.625%
HK$50,069
+HK$2,507/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,124/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).