▼ 0.50% · 3.625%
HK$17,588
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,135
−HK$556/mo
Today · 4.125%
HK$18,691
baseline
▲ 0.50% · 4.625%
HK$19,828
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,382/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,566
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,091
−HK$532/mo
Today · 4.125%
HK$20,623
baseline
▲ 0.50% · 4.625%
HK$21,710
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,246/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,347
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,948
−HK$612/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,811
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,523
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,100
−HK$586/mo
Today · 4.125%
HK$22,686
baseline
▲ 0.50% · 4.625%
HK$23,881
+HK$1,195/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,372/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,105
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,762
−HK$667/mo
Today · 4.125%
HK$22,429
baseline
▲ 0.50% · 4.625%
HK$23,794
+HK$1,365/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,858/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$639/mo
Today · 4.125%
HK$24,748
baseline
▲ 0.50% · 4.625%
HK$26,053
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,496/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$723/mo
Today · 4.125%
HK$24,298
baseline
▲ 0.50% · 4.625%
HK$25,776
+HK$1,478/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,596/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,436
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,118
−HK$692/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,414/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,623
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$778/mo
Today · 4.125%
HK$26,167
baseline
▲ 0.50% · 4.625%
HK$27,759
+HK$1,592/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,334/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,393
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$746/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,395
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,382
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$834/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,742
+HK$1,706/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,137
−HK$798/mo
Today · 4.125%
HK$30,935
baseline
▲ 0.50% · 4.625%
HK$32,566
+HK$1,631/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,870/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,140
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,016
−HK$889/mo
Today · 4.125%
HK$29,905
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,820/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,810/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,306
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$851/mo
Today · 4.125%
HK$32,997
baseline
▲ 0.50% · 4.625%
HK$34,737
+HK$1,740/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$65,994/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,829
−HK$945/mo
Today · 4.125%
HK$31,774
baseline
▲ 0.50% · 4.625%
HK$33,708
+HK$1,934/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,548/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,263
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,155
−HK$905/mo
Today · 4.125%
HK$35,060
baseline
▲ 0.50% · 4.625%
HK$36,908
+HK$1,848/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,120/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,658
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$1,000/mo
Today · 4.125%
HK$33,643
baseline
▲ 0.50% · 4.625%
HK$35,690
+HK$2,047/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,286/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,219
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$958/mo
Today · 4.125%
HK$37,122
baseline
▲ 0.50% · 4.625%
HK$39,079
+HK$1,957/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,244/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,393 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).