▼ 0.50% · 3.625%
HK$16,445
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,956
−HK$520/mo
Today · 4.125%
HK$17,476
baseline
▲ 0.50% · 4.625%
HK$18,540
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,952/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,295
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,785
−HK$498/mo
Today · 4.125%
HK$19,283
baseline
▲ 0.50% · 4.625%
HK$20,300
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,566/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,089
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,652
−HK$572/mo
Today · 4.125%
HK$19,224
baseline
▲ 0.50% · 4.625%
HK$20,393
+HK$1,169/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,448/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,124
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$548/mo
Today · 4.125%
HK$21,212
baseline
▲ 0.50% · 4.625%
HK$22,330
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,424/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,734
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,348
−HK$623/mo
Today · 4.125%
HK$20,971
baseline
▲ 0.50% · 4.625%
HK$22,247
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,942/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,954
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$597/mo
Today · 4.125%
HK$23,140
baseline
▲ 0.50% · 4.625%
HK$24,360
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,280/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$676/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,101
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$647/mo
Today · 4.125%
HK$25,068
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,322/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,136/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,739
−HK$728/mo
Today · 4.125%
HK$24,467
baseline
▲ 0.50% · 4.625%
HK$25,955
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,934/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,613
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,300
−HK$696/mo
Today · 4.125%
HK$26,996
baseline
▲ 0.50% · 4.625%
HK$28,419
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,992/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,667
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,435
−HK$779/mo
Today · 4.125%
HK$26,214
baseline
▲ 0.50% · 4.625%
HK$27,809
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,428/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,442
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,178
−HK$747/mo
Today · 4.125%
HK$28,925
baseline
▲ 0.50% · 4.625%
HK$30,449
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,850/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,312
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,130
−HK$832/mo
Today · 4.125%
HK$27,962
baseline
▲ 0.50% · 4.625%
HK$29,663
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,924/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,272
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,057
−HK$796/mo
Today · 4.125%
HK$30,853
baseline
▲ 0.50% · 4.625%
HK$32,479
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,706/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,956
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,826
−HK$883/mo
Today · 4.125%
HK$29,709
baseline
▲ 0.50% · 4.625%
HK$31,517
+HK$1,808/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,418/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,101
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,935
−HK$846/mo
Today · 4.125%
HK$32,781
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,562/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,601
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$935/mo
Today · 4.125%
HK$31,457
baseline
▲ 0.50% · 4.625%
HK$33,371
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$896/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,539
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).