▼ 0.50% · 3.625%
HK$17,761
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,313
−HK$562/mo
Today · 4.125%
HK$18,875
baseline
▲ 0.50% · 4.625%
HK$20,023
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,750/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,759
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,289
−HK$537/mo
Today · 4.125%
HK$20,826
baseline
▲ 0.50% · 4.625%
HK$21,924
+HK$1,098/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,652/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,537
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,145
−HK$617/mo
Today · 4.125%
HK$20,762
baseline
▲ 0.50% · 4.625%
HK$22,026
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$41,524/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,735
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,318
−HK$591/mo
Today · 4.125%
HK$22,909
baseline
▲ 0.50% · 4.625%
HK$24,117
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$45,818/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,313
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,976
−HK$674/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$24,028
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,711
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,347
−HK$645/mo
Today · 4.125%
HK$24,992
baseline
▲ 0.50% · 4.625%
HK$26,309
+HK$1,317/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,984/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,089
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$729/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$698/mo
Today · 4.125%
HK$27,074
baseline
▲ 0.50% · 4.625%
HK$28,502
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,148/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,865
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,639
−HK$786/mo
Today · 4.125%
HK$26,425
baseline
▲ 0.50% · 4.625%
HK$28,033
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,850/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,663
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$753/mo
Today · 4.125%
HK$29,157
baseline
▲ 0.50% · 4.625%
HK$30,694
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,314/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,642
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$842/mo
Today · 4.125%
HK$28,312
baseline
▲ 0.50% · 4.625%
HK$30,035
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,624/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,638
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,433
−HK$807/mo
Today · 4.125%
HK$31,240
baseline
▲ 0.50% · 4.625%
HK$32,886
+HK$1,646/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,480/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,418
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$898/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,614
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,462
−HK$860/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,079
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,133
−HK$954/mo
Today · 4.125%
HK$32,087
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,174/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,590
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$914/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,964
−HK$1,011/mo
Today · 4.125%
HK$33,975
baseline
▲ 0.50% · 4.625%
HK$36,042
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,950/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,566
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$968/mo
Today · 4.125%
HK$37,488
baseline
▲ 0.50% · 4.625%
HK$39,464
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,976/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,672 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).