▼ 0.50% · 3.625%
HK$19,083
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,677
−HK$603/mo
Today · 4.125%
HK$20,280
baseline
▲ 0.50% · 4.625%
HK$21,514
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,560/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,230
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,799
−HK$578/mo
Today · 4.125%
HK$22,377
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,754/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,991
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,644
−HK$664/mo
Today · 4.125%
HK$22,308
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,616/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,353
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,979
−HK$635/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$25,912
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,900
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,612
−HK$724/mo
Today · 4.125%
HK$24,336
baseline
▲ 0.50% · 4.625%
HK$25,817
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,672/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,476
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,159
−HK$693/mo
Today · 4.125%
HK$26,852
baseline
▲ 0.50% · 4.625%
HK$28,268
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,704/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$784/mo
Today · 4.125%
HK$26,364
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,728/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,599
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,339
−HK$751/mo
Today · 4.125%
HK$29,090
baseline
▲ 0.50% · 4.625%
HK$30,623
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,180/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,716
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,547
−HK$845/mo
Today · 4.125%
HK$28,392
baseline
▲ 0.50% · 4.625%
HK$30,119
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,784/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,722
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,519
−HK$809/mo
Today · 4.125%
HK$31,328
baseline
▲ 0.50% · 4.625%
HK$32,979
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,656/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,625
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$905/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,845
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$866/mo
Today · 4.125%
HK$33,565
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,130/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,533
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,483
−HK$965/mo
Today · 4.125%
HK$32,448
baseline
▲ 0.50% · 4.625%
HK$34,422
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,896/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,968
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,879
−HK$924/mo
Today · 4.125%
HK$35,803
baseline
▲ 0.50% · 4.625%
HK$37,690
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,606/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$1,026/mo
Today · 4.125%
HK$34,476
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$2,097/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,952/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,091
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,059
−HK$982/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,046
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,350
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$1,086/mo
Today · 4.125%
HK$36,504
baseline
▲ 0.50% · 4.625%
HK$38,725
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,008/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,214
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,239
−HK$1,039/mo
Today · 4.125%
HK$40,278
baseline
▲ 0.50% · 4.625%
HK$42,401
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,556/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,066 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).