▼ 0.50% · 3.625%
HK$21,665
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$684/mo
Today · 4.125%
HK$23,023
baseline
▲ 0.50% · 4.625%
HK$24,424
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,046/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$656/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,743
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$753/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,512
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$722/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,998
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$821/mo
Today · 4.125%
HK$27,628
baseline
▲ 0.50% · 4.625%
HK$29,309
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,256/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,922
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,698
−HK$787/mo
Today · 4.125%
HK$30,485
baseline
▲ 0.50% · 4.625%
HK$32,092
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,970/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,164
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$891/mo
Today · 4.125%
HK$29,931
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,821/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,862/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,333
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,173
−HK$852/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,331
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,274
−HK$959/mo
Today · 4.125%
HK$32,233
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,466/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$918/mo
Today · 4.125%
HK$35,566
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,132/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,497
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,508
−HK$1,027/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,637
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,153
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,123
−HK$983/mo
Today · 4.125%
HK$38,106
baseline
▲ 0.50% · 4.625%
HK$40,115
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,212/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,664
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,742
−HK$1,096/mo
Today · 4.125%
HK$36,838
baseline
▲ 0.50% · 4.625%
HK$39,079
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,676/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,563
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,597
−HK$1,050/mo
Today · 4.125%
HK$40,647
baseline
▲ 0.50% · 4.625%
HK$42,789
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,294/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,830
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,164/mo
Today · 4.125%
HK$39,140
baseline
▲ 0.50% · 4.625%
HK$41,522
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,280/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,115/mo
Today · 4.125%
HK$43,187
baseline
▲ 0.50% · 4.625%
HK$45,464
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,374/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,997
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,210
−HK$1,232/mo
Today · 4.125%
HK$41,442
baseline
▲ 0.50% · 4.625%
HK$43,964
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,884/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,384
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,547
−HK$1,180/mo
Today · 4.125%
HK$45,727
baseline
▲ 0.50% · 4.625%
HK$48,138
+HK$2,411/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,454/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).