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10/F A

in OCEANAIRE TOWER 2B

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$12.30M
≈ HK$13,056 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.69M, with repayments around HK$41,723/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,261
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,241/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$44,262
+HK$2,539/mo

Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,446/mo (50% DSR)

Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Heng On Station
≈ 5 min walk · 370 m
Education
25
schools within 1 km (5 within 500 m)
Daily convenience
18
within 1 km (8 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Heng On Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
A
Saleable Area
942 Saleable ft²
Gross Area
1,242 ft²
Efficiency
76%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2014-07-07 HK$9.60M +8.2%
2010-10-26 HK$8.87M
Data sourced from Renavon.com