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Crescira AVM · estimated value Medium confidence
HK$12.60M
≈ HK$14,397 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.78M, with repayments around HK$42,737/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$40,215
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,271/mo
Today · 4.125%
HK$42,737
baseline
▲ 0.50% · 4.625%
HK$45,337
+HK$2,600/mo

Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,474/mo (50% DSR)

Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,398 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fo Tan Station
≈ 10 min walk · 747 m
Education
9
schools within 1 km (2 within 500 m)
Daily convenience
18
within 1 km (6 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 12 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
C
Saleable Area
875 Saleable ft²
Gross Area
1,128 ft²
Efficiency
78%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2026-03-06 HK$11.68M +29.8%
11.1y · 3.0%/yr
2015-01-19 HK$9.00M +28.6%
2011-10-10 HK$7.00M −8.7%
2005-01-03 HK$7.67M
Data sourced from Renavon.com