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Crescira AVM · estimated value Medium confidence
HK$21.05M
≈ HK$15,093 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.32M, with repayments around HK$71,429/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,214
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,304
−HK$2,125/mo
Today · 4.125%
HK$71,429
baseline
▲ 0.50% · 4.625%
HK$75,775
+HK$4,346/mo

Deposit HK$6.32M · loan HK$14.74M · min. income ≈ HK$142,858/mo (50% DSR)

Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$855,456 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
B
Saleable Area
1,395 ft²
Gross Area
1,863 ft²
Efficiency
75%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2011-07-15 HK$16.50M +19.6%
2009-10-30 HK$13.80M +14.6%
2008-12-24 HK$12.04M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 11 min walk · 867 m
Education
21
schools within 1 km (8 within 500 m)
Daily convenience
19
within 1 km (3 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com