Home Sha Tin District FESTIVAL CITY PHASE 1 TOWER 3

20/F NA

Sha Tin District · New Territories East

Switch unit

Floor

2/F NA 656 ft² 2/F NB 785 ft² 2/F NC 842 ft² 2/F ND 718 ft² 2/F SA 658 ft² 2/F SB 785 ft² 2/F SC 959 ft² 2/F SD 718 ft² 3/F NA 677 ft² 3/F NB 785 ft² 3/F NC 842 ft² 3/F ND 739 ft² 3/F SA 679 ft² 3/F SB 785 ft² 3/F SC 959 ft² 3/F SD 739 ft² 5/F NA 677 ft² 5/F NB 785 ft² 5/F NC 842 ft² 5/F ND 739 ft² 5/F SA 679 ft² 5/F SB 785 ft² 5/F SC 959 ft² 5/F SD 739 ft² 6/F NA 677 ft² 6/F NB 785 ft² 6/F NC 842 ft² 6/F ND 739 ft² 6/F SA 679 ft² 6/F SB 785 ft² 6/F SC 959 ft² 6/F SD 739 ft² 7/F NA 677 ft² 7/F NB 785 ft² 7/F NC 842 ft² 7/F ND 739 ft² 7/F SA 679 ft² 7/F SB 785 ft² 7/F SC 959 ft² 7/F SD 739 ft² 8/F NA 677 ft² 8/F NB 785 ft² 8/F NC 842 ft² 8/F ND 739 ft² 8/F SA 679 ft² 8/F SB 785 ft² 8/F SC 959 ft² 8/F SD 739 ft² 9/F NA 677 ft² 9/F NB 785 ft² 9/F NC 842 ft² 9/F ND 739 ft² 9/F SA 679 ft² 9/F SB 785 ft² 9/F SC 959 ft² 9/F SD 739 ft² 10/F NA 677 ft² 10/F NB 785 ft² 10/F NC 842 ft² 10/F ND 739 ft² 10/F SA 679 ft² 10/F SB 785 ft² 10/F SC 959 ft² 10/F SD 739 ft² 11/F NA 677 ft² 11/F NB 785 ft² 11/F NC 842 ft² 11/F ND 739 ft² 11/F SA 679 ft² 11/F SB 785 ft² 11/F SC 959 ft² 11/F SD 739 ft² 12/F NA 677 ft² 12/F NB 785 ft² 12/F NC 842 ft² 12/F ND 739 ft² 12/F SA 679 ft² 12/F SB 785 ft² 12/F SC 959 ft² 12/F SD 739 ft² 15/F NA 677 ft² 15/F NB 785 ft² 15/F NC 842 ft² 15/F ND 739 ft² 15/F SA 679 ft² 15/F SB 785 ft² 15/F SC 959 ft² 15/F SD 739 ft² 16/F NA 677 ft² 16/F NB 785 ft² 16/F NC 842 ft² 16/F ND 739 ft² 16/F SA 679 ft² 16/F SB 785 ft² 16/F SC 959 ft² 16/F SD 739 ft² 17/F NA 677 ft² 17/F NB 785 ft² 17/F NC 842 ft² 17/F ND 739 ft² 17/F SA 679 ft² 17/F SB 785 ft² 17/F SC 959 ft² 17/F SD 739 ft² 18/F NA 677 ft² 18/F NB 785 ft² 18/F NC 842 ft² 18/F ND 739 ft² 18/F SA 679 ft² 18/F SB 785 ft² 18/F SC 959 ft² 18/F SD 739 ft² 19/F NA 677 ft² 19/F NB 785 ft² 19/F NC 842 ft² 19/F ND 739 ft² 19/F SA 679 ft² 19/F SB 785 ft² 19/F SC 959 ft² 19/F SD 739 ft² 20/F NA 677 ft² 20/F NB 785 ft² 20/F NC 842 ft² 20/F ND 739 ft² 20/F SA 679 ft² 20/F SB 785 ft² 20/F SC 959 ft² 20/F SD 739 ft² 21/F NA 677 ft² 21/F NB 785 ft² 21/F NC 842 ft² 21/F ND 739 ft² 21/F SA 679 ft² 21/F SB 785 ft² 21/F SC 959 ft² 21/F SD 739 ft² 22/F NA 677 ft² 22/F NB 785 ft² 22/F NC 842 ft² 22/F ND 739 ft² 22/F SA 679 ft² 22/F SB 785 ft² 22/F SC 959 ft² 22/F SD 739 ft² 25/F NA 677 ft² 25/F NB 785 ft² 25/F NC 842 ft² 25/F ND 739 ft² 25/F SA 679 ft² 25/F SB 785 ft² 25/F SC 959 ft² 25/F SD 739 ft² 26/F NA 677 ft² 26/F NB 785 ft² 26/F NC 842 ft² 26/F ND 739 ft² 26/F SA 679 ft² 26/F SB 785 ft² 26/F SC 959 ft² 26/F SD 739 ft² 27/F NA 677 ft² 27/F NB 785 ft² 27/F NC 842 ft² 27/F ND 739 ft² 27/F SA 679 ft² 27/F SB 785 ft² 27/F SC 959 ft² 27/F SD 739 ft² 28/F NA 677 ft² 28/F NB 785 ft² 28/F NC 842 ft² 28/F ND 739 ft² 28/F SA 679 ft² 28/F SB 785 ft² 28/F SC 959 ft² 28/F SD 739 ft² 29/F NA 677 ft² 29/F NB 785 ft² 29/F NC 842 ft² 29/F ND 739 ft² 29/F SA 679 ft² 29/F SB 785 ft² 29/F SC 959 ft² 29/F SD 739 ft² 30/F NA 677 ft² 30/F NB 785 ft² 30/F NC 842 ft² 30/F ND 739 ft² 30/F SA 679 ft² 30/F SB 785 ft² 30/F SC 959 ft² 30/F SD 739 ft² 31/F NA 677 ft² 31/F NB 785 ft² 31/F NC 842 ft² 31/F ND 739 ft² 31/F SA 679 ft² 31/F SB 785 ft² 31/F SC 959 ft² 31/F SD 739 ft² 32/F NA 677 ft² 32/F NB 785 ft² 32/F NC 842 ft² 32/F ND 739 ft² 32/F SA 679 ft² 32/F SB 785 ft² 32/F SC 959 ft² 32/F SD 739 ft² 33/F NA 677 ft² 33/F NB 785 ft² 33/F NC 842 ft² 33/F ND 739 ft² 33/F SA 679 ft² 33/F SB 785 ft² 33/F SC 959 ft² 33/F SD 739 ft² 35/F NA 677 ft² 35/F NB 785 ft² 35/F NC 842 ft² 35/F ND 739 ft² 35/F SA 679 ft² 35/F SB 785 ft² 35/F SC 959 ft² 35/F SD 739 ft² 36/F NA 677 ft² 36/F NB 785 ft² 36/F NC 842 ft² 36/F ND 739 ft² 36/F SA 679 ft² 36/F SB 785 ft² 36/F SC 959 ft² 36/F SD 739 ft² 37/F NA 677 ft² 37/F NB 785 ft² 37/F NC 842 ft² 37/F ND 739 ft² 37/F SA 679 ft² 37/F SB 785 ft² 37/F SC 959 ft² 37/F SD 739 ft² 38/F NA 677 ft² 38/F NB 785 ft² 38/F NC 842 ft² 38/F ND 739 ft² 38/F SA 679 ft² 38/F SB 785 ft² 38/F SC 959 ft² 38/F SD 739 ft² 39/F NA 677 ft² 39/F NB 785 ft² 39/F NC 842 ft² 39/F ND 739 ft² 39/F SA 679 ft² 39/F SB 785 ft² 39/F SC 959 ft² 39/F SD 739 ft² 40/F NA 677 ft² 40/F NB 785 ft² 40/F NC 842 ft² 40/F ND 739 ft² 40/F SA 679 ft² 40/F SB 785 ft² 40/F SC 959 ft² 40/F SD 739 ft² 41/F NA 677 ft² 41/F NB 785 ft² 41/F NC 842 ft² 41/F ND 739 ft² 41/F SA 679 ft² 41/F SB 785 ft² 41/F SC 959 ft² 41/F SD 739 ft² 42/F NA 677 ft² 42/F NB 785 ft² 42/F NC 842 ft² 42/F ND 739 ft² 42/F SA 679 ft² 42/F SB 785 ft² 42/F SC 959 ft² 42/F SD 739 ft² 43/F NA 677 ft² 43/F NB 785 ft² 43/F NC 842 ft² 43/F ND 739 ft² 43/F SA 679 ft² 43/F SB 785 ft² 43/F SC 959 ft² 43/F SD 739 ft² 45/F NA 677 ft² 45/F NB 785 ft² 45/F NC 842 ft² 45/F ND 739 ft² 45/F SA 679 ft² 45/F SB 785 ft² 45/F SC 959 ft² 45/F SD 739 ft² 46/F NA 675 ft² 46/F NB 785 ft² 46/F NC 842 ft² 46/F ND 737 ft² 46/F SA 677 ft² 46/F SB 785 ft² 46/F SC 959 ft² 46/F SD 737 ft² 47/F NA 675 ft² 47/F NB 785 ft² 47/F NC 842 ft² 47/F ND 737 ft² 47/F SA 677 ft² 47/F SB 785 ft² 47/F SC 959 ft² 47/F SD 737 ft² 48/F NA 675 ft² 48/F NB 785 ft² 48/F NC 842 ft² 48/F ND 737 ft² 48/F SA 677 ft² 48/F SB 785 ft² 48/F SC 959 ft² 48/F SD 737 ft² 49/F NA 675 ft² 49/F NB 785 ft² 49/F NC 842 ft² 49/F ND 737 ft² 49/F SA 677 ft² 49/F SB 785 ft² 49/F SC 959 ft² 49/F SD 737 ft² 50/F NA 675 ft² 50/F NB 785 ft² 50/F NC 842 ft² 50/F ND 737 ft² 50/F SA 677 ft² 50/F SB 785 ft² 50/F SC 959 ft² 50/F SD 737 ft² 51/F NA 675 ft² 51/F NB 785 ft² 51/F NC 842 ft² 51/F ND 737 ft² 51/F SA 677 ft² 51/F SB 785 ft² 51/F SC 959 ft² 51/F SD 737 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$11.71M

≈ HK$17,294 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.51M, with repayments around HK$39,720/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$37,376

−HK$2,344/mo

▼ 0.25% · 3.875%

HK$38,539

−HK$1,181/mo

Today · 4.125%

HK$39,720

baseline

▲ 0.50% · 4.625%

HK$42,137

+HK$2,417/mo

Deposit HK$3.51M · loan HK$8.20M · min. income ≈ HK$79,440/mo (50% DSR)

Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,053 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tai Wai

≈ 5 min walk · 345 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (12 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tai Wai Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: NA
Saleable Area: 677 Saleable ft²
Gross Area: 901 ft²
Efficiency: 75%
District: Sha Tin District · New Territories East
School net (POA): 88

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-06-29	HK$11.80M	+76.4% 11.2y · 7.0%/yr	HK$17,430	HK$13,097
2010-04-21	HK$6.69M	—	HK$9,882	HK$7,425

Other appraised units in this building

Data sourced from Renavon.com