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16/F B

in OCEANAIRE TOWER 2A

Sha Tin District · New Territories East

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Crescira AVM · estimated value Medium confidence
HK$10.80M
≈ HK$13,176 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.24M, with repayments around HK$36,653/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$34,490
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$1,090/mo
Today · 4.125%
HK$36,653
baseline
▲ 0.50% · 4.625%
HK$38,883
+HK$2,230/mo

Deposit HK$3.24M · loan HK$7.56M · min. income ≈ HK$73,306/mo (50% DSR)

Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$405,147 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Heng On Station
≈ 5 min walk · 377 m
Education
25
schools within 1 km (5 within 500 m)
Daily convenience
18
within 1 km (8 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
14
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Heng On Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 14 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
16/F
Flat
B
Saleable Area
820 Saleable ft²
Gross Area
1,070 ft²
Efficiency
77%
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2010-10-25 HK$7.30M
Data sourced from Renavon.com