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Crescira AVM · estimated value Medium confidence
HK$28.25M
≈ HK$17,270 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.48M, with repayments around HK$95,854/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$90,197
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,003
−HK$2,851/mo
Today · 4.125%
HK$95,854
baseline
▲ 0.50% · 4.625%
HK$101,686
+HK$5,832/mo

Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,708/mo (50% DSR)

Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,801 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
B
Saleable Area
1,636 ft²
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2017-10-24 HK$26.50M +9.4%
1.5y
2016-05-03 HK$24.21M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wu Kai Sha
≈ 7 min walk · 518 m
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
10
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Wu Kai Sha Station (a rail station within an 8-min walk earns this label).

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com