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Crescira AVM · estimated value Medium confidence
HK$25.57M
≈ HK$15,667 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.67M, with repayments around HK$86,741/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$81,623
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,162
−HK$2,579/mo
Today · 4.125%
HK$86,741
baseline
▲ 0.50% · 4.625%
HK$92,019
+HK$5,278/mo

Deposit HK$7.67M · loan HK$17.90M · min. income ≈ HK$173,482/mo (50% DSR)

Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$1,086,646 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
C
Saleable Area
1,632 ft²
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2021-06-03 HK$30.00M −7.8%
4.0y
2017-06-06 HK$32.54M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 14 min walk · 1,064 m
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com