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Crescira AVM · estimated value Medium confidence
HK$18.48M
≈ HK$14,654 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.54M, with repayments around HK$62,690/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$58,990
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,825
−HK$1,865/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$66,504
+HK$3,814/mo

Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,380/mo (50% DSR)

Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 14 min walk · 1,112 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Unit Information

Floor
20/F
Flat
C
Saleable Area
1,261 Saleable ft²
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2015-11-24 HK$22.86M
Data sourced from Renavon.com