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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,250/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.77M · min. income ≈ HK$36,500/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,893 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Po Market Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- C
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-28 | HK$4.88M | +22.6% 3.4y · 7.0%/yr |
| 2016-11-30 | HK$3.98M | +35.8% 3.1y · 12.0%/yr |
| 2013-10-31 | HK$2.93M | +130.7% |
| 2009-05-14 | HK$1.27M | +23.3% |
| 2007-02-07 | HK$1.03M | −12.0% |
| 1999-01-30 | HK$1.17M | −37.8% |
| 1997-09-13 | HK$1.88M | — |