▼ 0.50% · 3.625%
HK$4,503
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$142/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$291/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$137/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$278/mo
Deposit HK$987K · loan HK$987K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$156/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$321/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,659
−HK$150/mo
Today · 4.125%
HK$5,809
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,618/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,572
−HK$171/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,092
+HK$349/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,012
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$164/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$334/mo
Deposit HK$790K · loan HK$1.18M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$185/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$378/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$177/mo
Today · 4.125%
HK$6,865
baseline
▲ 0.50% · 4.625%
HK$7,227
+HK$362/mo
Deposit HK$691K · loan HK$1.28M · min. income ≈ HK$13,730/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$199/mo
Today · 4.125%
HK$6,700
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$408/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$13,400/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,202
−HK$191/mo
Today · 4.125%
HK$7,393
baseline
▲ 0.50% · 4.625%
HK$7,783
+HK$390/mo
Deposit HK$592K · loan HK$1.38M · min. income ≈ HK$14,786/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$214/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,616
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,515
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,717
−HK$204/mo
Today · 4.125%
HK$7,921
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,842/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,430
−HK$227/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,123
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,016
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,231
−HK$218/mo
Today · 4.125%
HK$8,449
baseline
▲ 0.50% · 4.625%
HK$8,894
+HK$445/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,898/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,745
−HK$232/mo
Today · 4.125%
HK$8,977
baseline
▲ 0.50% · 4.625%
HK$9,450
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,954/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,106
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,358
−HK$257/mo
Today · 4.125%
HK$8,615
baseline
▲ 0.50% · 4.625%
HK$9,139
+HK$524/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$17,230/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,018
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,260
−HK$245/mo
Today · 4.125%
HK$9,505
baseline
▲ 0.50% · 4.625%
HK$10,006
+HK$501/mo
Deposit HK$197K · loan HK$1.78M · min. income ≈ HK$19,010/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).