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At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,489/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,978/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- NO. 3
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 642 ft²
- Efficiency
- 50%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-01 | HK$3.96M | +12.2% 4.4y · 3.0%/yr |
| 2018-03-16 | HK$3.53M | +377.0% 11.0y · 34.0%/yr |
| 2007-03-20 | HK$740K | +2.8% |
| 2007-01-13 | HK$720K | +9.1% |
| 2006-09-28 | HK$660K | −68.7% |
| 1997-06-18 | HK$2.11M | — |