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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,696/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,392/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- E
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 454 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-24 | HK$4.29M | +7.8% 0.3y |
| 2026-01-16 | HK$3.98M | −27.2% 11.3y · 1.0%/yr |
| 2021-03-15 | HK$5.47M | +51.9% 6.4y · 8.0%/yr |
| 2014-10-22 | HK$3.60M | +60.0% |
| 2011-08-31 | HK$2.25M | +19.7% |
| 2010-09-06 | HK$1.88M | +63.5% |
| 2001-09-12 | HK$1.15M | −32.0% |
| 1998-05-28 | HK$1.69M | +13.4% |
| 1996-11-14 | HK$1.49M | — |