At today's rate and a 90% mortgage, the deposit on this unit is about HK$259K, with repayments around HK$11,296/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,592/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-18 | HK$3.75M | +22.1% 3.1y · 7.0%/yr |
| 2017-12-08 | HK$3.07M | +61.6% 3.4y · 18.0%/yr |
| 2014-07-29 | HK$1.90M | +42.9% |
| 2011-01-17 | HK$1.33M | +13.7% |
| 2010-10-29 | HK$1.17M | +91.8% |
| 2006-04-22 | HK$610K | −26.5% |
| 1996-03-22 | HK$830K | — |