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Crescira AVM · estimated value Medium confidence
HK$6.46M
≈ HK$11,793 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$646K, with repayments around HK$28,188/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$26,525
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,350
−HK$838/mo
Today · 4.125%
HK$28,188
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,715/mo

Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,376/mo (50% DSR)

Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,247 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
C
Saleable Area
548 ft²
Gross Area
696 ft²
Efficiency
79%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2016-04-21 HK$5.18M +9.3%
3.3y
2012-12-31 HK$4.74M +172.4%
2003-08-29 HK$1.74M +33.8%
2000-08-23 HK$1.30M −58.9%
1998-09-02 HK$3.16M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 6 min walk · 474 m
Education
27
schools within 1 km (4 within 500 m)
Daily convenience
13
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Tai Po Market Station (a rail station within an 8-min walk earns this label).

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 13 shopping and daily-needs spots nearby.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com