▼ 0.50% · 3.625%
HK$7,477
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,710
−HK$236/mo
Today · 4.125%
HK$7,946
baseline
▲ 0.50% · 4.625%
HK$8,430
+HK$484/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$15,892/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,318
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,541
−HK$227/mo
Today · 4.125%
HK$8,768
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$462/mo
Deposit HK$1.64M · loan HK$1.64M · min. income ≈ HK$17,536/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,225
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,481
−HK$260/mo
Today · 4.125%
HK$8,741
baseline
▲ 0.50% · 4.625%
HK$9,272
+HK$531/mo
Deposit HK$1.48M · loan HK$1.80M · min. income ≈ HK$17,482/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,150
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,395
−HK$249/mo
Today · 4.125%
HK$9,644
baseline
▲ 0.50% · 4.625%
HK$10,153
+HK$509/mo
Deposit HK$1.48M · loan HK$1.80M · min. income ≈ HK$19,288/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,973
−HK$562/mo
▼ 0.25% · 3.875%
HK$9,252
−HK$283/mo
Today · 4.125%
HK$9,535
baseline
▲ 0.50% · 4.625%
HK$10,115
+HK$580/mo
Deposit HK$1.31M · loan HK$1.97M · min. income ≈ HK$19,070/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,982
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,250
−HK$271/mo
Today · 4.125%
HK$10,521
baseline
▲ 0.50% · 4.625%
HK$11,076
+HK$555/mo
Deposit HK$1.31M · loan HK$1.97M · min. income ≈ HK$21,042/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,720
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,023
−HK$307/mo
Today · 4.125%
HK$10,330
baseline
▲ 0.50% · 4.625%
HK$10,958
+HK$628/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$20,660/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,814
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,104
−HK$294/mo
Today · 4.125%
HK$11,398
baseline
▲ 0.50% · 4.625%
HK$11,999
+HK$601/mo
Deposit HK$1.15M · loan HK$2.13M · min. income ≈ HK$22,796/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,468
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,794
−HK$330/mo
Today · 4.125%
HK$11,124
baseline
▲ 0.50% · 4.625%
HK$11,801
+HK$677/mo
Deposit HK$984K · loan HK$2.30M · min. income ≈ HK$22,248/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,646
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,958
−HK$317/mo
Today · 4.125%
HK$12,275
baseline
▲ 0.50% · 4.625%
HK$12,922
+HK$647/mo
Deposit HK$984K · loan HK$2.30M · min. income ≈ HK$24,550/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,216
−HK$703/mo
▼ 0.25% · 3.875%
HK$11,565
−HK$354/mo
Today · 4.125%
HK$11,919
baseline
▲ 0.50% · 4.625%
HK$12,644
+HK$725/mo
Deposit HK$820K · loan HK$2.46M · min. income ≈ HK$23,838/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,477
−HK$674/mo
▼ 0.25% · 3.875%
HK$12,812
−HK$339/mo
Today · 4.125%
HK$13,151
baseline
▲ 0.50% · 4.625%
HK$13,845
+HK$694/mo
Deposit HK$820K · loan HK$2.46M · min. income ≈ HK$26,302/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,963
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,336
−HK$378/mo
Today · 4.125%
HK$12,714
baseline
▲ 0.50% · 4.625%
HK$13,487
+HK$773/mo
Deposit HK$656K · loan HK$2.62M · min. income ≈ HK$25,428/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,309
−HK$719/mo
▼ 0.25% · 3.875%
HK$13,666
−HK$362/mo
Today · 4.125%
HK$14,028
baseline
▲ 0.50% · 4.625%
HK$14,768
+HK$740/mo
Deposit HK$656K · loan HK$2.62M · min. income ≈ HK$28,056/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,711
−HK$797/mo
▼ 0.25% · 3.875%
HK$13,107
−HK$401/mo
Today · 4.125%
HK$13,508
baseline
▲ 0.50% · 4.625%
HK$14,330
+HK$822/mo
Deposit HK$492K · loan HK$2.79M · min. income ≈ HK$27,016/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,141
−HK$764/mo
▼ 0.25% · 3.875%
HK$14,520
−HK$385/mo
Today · 4.125%
HK$14,905
baseline
▲ 0.50% · 4.625%
HK$15,691
+HK$786/mo
Deposit HK$492K · loan HK$2.79M · min. income ≈ HK$29,810/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,459
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,877
−HK$426/mo
Today · 4.125%
HK$14,303
baseline
▲ 0.50% · 4.625%
HK$15,173
+HK$870/mo
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,606/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,973
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,374
−HK$408/mo
Today · 4.125%
HK$15,782
baseline
▲ 0.50% · 4.625%
HK$16,614
+HK$832/mo
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$31,564/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).