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Crescira AVM · estimated value
● Medium confidence
HK$16.02M
≈ HK$8,696 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.81M, with repayments around HK$54,340/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$51,134
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,616/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,647
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,656 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- UB/F
- Flat
- 南座
- Saleable Area
- 1,842 ft²
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-15 | HK$11.50M | −31.5% 4.2y |
| 2020-04-21 | HK$16.80M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tsing Yi
≈ 44 min walk · 3,463 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com