▼ 0.50% · 3.625%
HK$17,359
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,899
−HK$549/mo
Today · 4.125%
HK$18,448
baseline
▲ 0.50% · 4.625%
HK$19,570
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,896/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$525/mo
Today · 4.125%
HK$20,355
baseline
▲ 0.50% · 4.625%
HK$21,428
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,710/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$603/mo
Today · 4.125%
HK$20,292
baseline
▲ 0.50% · 4.625%
HK$21,527
+HK$1,235/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,584/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,243
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$578/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,571
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,831
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$658/mo
Today · 4.125%
HK$22,137
baseline
▲ 0.50% · 4.625%
HK$23,484
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,274/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,174
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$630/mo
Today · 4.125%
HK$24,426
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,852/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,567
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$713/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,441
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,105
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$683/mo
Today · 4.125%
HK$26,462
baseline
▲ 0.50% · 4.625%
HK$27,857
+HK$1,395/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,924/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,059
−HK$768/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,398
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$735/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,849
−HK$823/mo
Today · 4.125%
HK$27,672
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,683/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,344/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,968
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$788/mo
Today · 4.125%
HK$30,533
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,066/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,775
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$877/mo
Today · 4.125%
HK$29,516
baseline
▲ 0.50% · 4.625%
HK$31,312
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,032/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,899
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$840/mo
Today · 4.125%
HK$32,568
baseline
▲ 0.50% · 4.625%
HK$34,285
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,136/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$933/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$893/mo
Today · 4.125%
HK$34,604
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,208/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$988/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$945/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$1,932/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).