▼ 0.50% · 3.625%
HK$19,828
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,445
−HK$626/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,650
−HK$600/mo
Today · 4.125%
HK$23,250
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,811
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,489
−HK$689/mo
Today · 4.125%
HK$23,178
baseline
▲ 0.50% · 4.625%
HK$24,589
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,356/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,264
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$660/mo
Today · 4.125%
HK$25,575
baseline
▲ 0.50% · 4.625%
HK$26,923
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,150/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,794
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,534
−HK$752/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,470
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$720/mo
Today · 4.125%
HK$27,900
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,800/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,776
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,578
−HK$815/mo
Today · 4.125%
HK$27,393
baseline
▲ 0.50% · 4.625%
HK$29,060
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,786/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,676
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$780/mo
Today · 4.125%
HK$30,225
baseline
▲ 0.50% · 4.625%
HK$31,818
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,450/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,759
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,623
−HK$877/mo
Today · 4.125%
HK$29,500
baseline
▲ 0.50% · 4.625%
HK$31,295
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,000/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,882
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,710
−HK$840/mo
Today · 4.125%
HK$32,550
baseline
▲ 0.50% · 4.625%
HK$34,266
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,100/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,742
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$940/mo
Today · 4.125%
HK$31,607
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,214/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,088
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$900/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$1,002/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,293
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$960/mo
Today · 4.125%
HK$37,200
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,400/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,708
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$1,065/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$38,001
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,020/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,609
+HK$2,084/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,690
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,801
−HK$1,127/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,308/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,705
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,080/mo
Today · 4.125%
HK$41,850
baseline
▲ 0.50% · 4.625%
HK$44,056
+HK$2,206/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,700/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,865 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).