▼ 0.50% · 3.625%
HK$20,735
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,380
−HK$656/mo
Today · 4.125%
HK$22,036
baseline
▲ 0.50% · 4.625%
HK$23,377
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,072/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,068
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,687
−HK$627/mo
Today · 4.125%
HK$24,314
baseline
▲ 0.50% · 4.625%
HK$25,596
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,628/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$720/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,375
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$691/mo
Today · 4.125%
HK$26,746
baseline
▲ 0.50% · 4.625%
HK$28,156
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,492/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,883
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,657
−HK$786/mo
Today · 4.125%
HK$26,443
baseline
▲ 0.50% · 4.625%
HK$28,052
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,886/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,424
−HK$753/mo
Today · 4.125%
HK$29,177
baseline
▲ 0.50% · 4.625%
HK$30,715
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,354/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,956
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,795
−HK$852/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,390
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,988
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,793
−HK$816/mo
Today · 4.125%
HK$31,609
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,218/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,030
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$917/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,161
−HK$879/mo
Today · 4.125%
HK$34,040
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,080/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,071
−HK$983/mo
Today · 4.125%
HK$33,054
baseline
▲ 0.50% · 4.625%
HK$35,065
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,108/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,602
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,530
−HK$941/mo
Today · 4.125%
HK$36,471
baseline
▲ 0.50% · 4.625%
HK$38,394
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,942/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,177
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$1,048/mo
Today · 4.125%
HK$35,257
baseline
▲ 0.50% · 4.625%
HK$37,403
+HK$2,146/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,514/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,909
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,899
−HK$1,004/mo
Today · 4.125%
HK$38,903
baseline
▲ 0.50% · 4.625%
HK$40,954
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,806/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$1,114/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,740
+HK$2,279/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,216
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,267
−HK$1,067/mo
Today · 4.125%
HK$41,334
baseline
▲ 0.50% · 4.625%
HK$43,513
+HK$2,179/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,668/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,324
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,485
−HK$1,179/mo
Today · 4.125%
HK$39,664
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,414/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,328/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,522
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,636
−HK$1,130/mo
Today · 4.125%
HK$43,766
baseline
▲ 0.50% · 4.625%
HK$46,073
+HK$2,307/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,532/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).