▼ 0.50% · 3.625%
HK$18,466
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,040
−HK$584/mo
Today · 4.125%
HK$19,624
baseline
▲ 0.50% · 4.625%
HK$20,818
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,248/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,543
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$559/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,794
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,312
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$642/mo
Today · 4.125%
HK$21,586
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,172/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,203
−HK$615/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,256/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,159
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,848
−HK$700/mo
Today · 4.125%
HK$23,548
baseline
▲ 0.50% · 4.625%
HK$24,981
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,096/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,651
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$670/mo
Today · 4.125%
HK$25,983
baseline
▲ 0.50% · 4.625%
HK$27,353
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,966/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,005
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,752
−HK$759/mo
Today · 4.125%
HK$25,511
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,022/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,706
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,422
−HK$727/mo
Today · 4.125%
HK$28,149
baseline
▲ 0.50% · 4.625%
HK$29,632
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,298/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,852
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$817/mo
Today · 4.125%
HK$27,473
baseline
▲ 0.50% · 4.625%
HK$29,145
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,946/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,531
−HK$783/mo
Today · 4.125%
HK$30,314
baseline
▲ 0.50% · 4.625%
HK$31,912
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,628/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,699
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$875/mo
Today · 4.125%
HK$29,435
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,792/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,870/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,814
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$838/mo
Today · 4.125%
HK$32,479
baseline
▲ 0.50% · 4.625%
HK$34,191
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,958/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$934/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,308
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,869
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$894/mo
Today · 4.125%
HK$34,644
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,288/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,392
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$992/mo
Today · 4.125%
HK$33,360
baseline
▲ 0.50% · 4.625%
HK$35,390
+HK$2,030/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,720/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,923
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,860
−HK$950/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,238
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$1,051/mo
Today · 4.125%
HK$35,323
baseline
▲ 0.50% · 4.625%
HK$37,472
+HK$2,149/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,646/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,977
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,969
−HK$1,006/mo
Today · 4.125%
HK$38,975
baseline
▲ 0.50% · 4.625%
HK$41,029
+HK$2,054/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,950/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,943 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).