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Crescira AVM · estimated value Medium confidence
HK$11.72M
≈ HK$14,083 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.52M, with repayments around HK$39,750/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$37,404
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,182/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,418/mo

Deposit HK$3.52M · loan HK$8.20M · min. income ≈ HK$79,500/mo (50% DSR)

Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$439,378 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 22 min walk · 1,759 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
5
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
C
Saleable Area
832 Saleable ft²
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2021-08-18 HK$13.50M −1.6%
3.1y · −1.0%/yr
2018-07-06 HK$13.72M
Data sourced from Renavon.com