▼ 0.50% · 3.625%
HK$16,404
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,914
−HK$518/mo
Today · 4.125%
HK$17,432
baseline
▲ 0.50% · 4.625%
HK$18,493
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,864/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,249
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,738
−HK$497/mo
Today · 4.125%
HK$19,235
baseline
▲ 0.50% · 4.625%
HK$20,249
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,470/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,044
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,605
−HK$570/mo
Today · 4.125%
HK$19,175
baseline
▲ 0.50% · 4.625%
HK$20,342
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,350/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,074
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,612
−HK$546/mo
Today · 4.125%
HK$21,158
baseline
▲ 0.50% · 4.625%
HK$22,273
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,316/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,297
−HK$622/mo
Today · 4.125%
HK$20,919
baseline
▲ 0.50% · 4.625%
HK$22,191
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,838/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,899
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,486
−HK$596/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,298
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,325
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$674/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,379/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,360
−HK$645/mo
Today · 4.125%
HK$25,005
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,010/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$726/mo
Today · 4.125%
HK$24,405
baseline
▲ 0.50% · 4.625%
HK$25,890
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,810/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$696/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,348
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,371
−HK$777/mo
Today · 4.125%
HK$26,148
baseline
▲ 0.50% · 4.625%
HK$27,739
+HK$1,591/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,296/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,373
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,107
−HK$745/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,373
+HK$1,521/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,062
−HK$830/mo
Today · 4.125%
HK$27,892
baseline
▲ 0.50% · 4.625%
HK$29,589
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,784/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,198
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,981
−HK$795/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,622/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,886
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$882/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,438
+HK$1,803/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,023
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$844/mo
Today · 4.125%
HK$32,699
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,724/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,398/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,526
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$933/mo
Today · 4.125%
HK$31,378
baseline
▲ 0.50% · 4.625%
HK$33,287
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,756/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,848
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$893/mo
Today · 4.125%
HK$34,622
baseline
▲ 0.50% · 4.625%
HK$36,447
+HK$1,825/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,244/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,812 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).