▼ 0.50% · 3.625%
HK$18,787
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,372
−HK$593/mo
Today · 4.125%
HK$19,965
baseline
▲ 0.50% · 4.625%
HK$21,180
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,930/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,901
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,461
−HK$569/mo
Today · 4.125%
HK$22,030
baseline
▲ 0.50% · 4.625%
HK$23,191
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,060/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,666
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,309
−HK$653/mo
Today · 4.125%
HK$21,962
baseline
▲ 0.50% · 4.625%
HK$23,298
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,924/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,991
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,607
−HK$626/mo
Today · 4.125%
HK$24,233
baseline
▲ 0.50% · 4.625%
HK$25,510
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,466/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,545
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$712/mo
Today · 4.125%
HK$23,958
baseline
▲ 0.50% · 4.625%
HK$25,416
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$47,916/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,081
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,753
−HK$683/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$27,829
+HK$1,393/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,423
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,183
−HK$772/mo
Today · 4.125%
HK$25,955
baseline
▲ 0.50% · 4.625%
HK$27,534
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$51,910/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,171
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,899
−HK$740/mo
Today · 4.125%
HK$28,639
baseline
▲ 0.50% · 4.625%
HK$30,148
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.36M · min. income ≈ HK$57,278/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$831/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$796/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,057
−HK$891/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,770
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,351
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,192
−HK$853/mo
Today · 4.125%
HK$33,045
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,090/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,059
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,995
−HK$949/mo
Today · 4.125%
HK$31,944
baseline
▲ 0.50% · 4.625%
HK$33,888
+HK$1,944/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,888/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,441
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,338
−HK$910/mo
Today · 4.125%
HK$35,248
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$1,858/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,496/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,938
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$1,009/mo
Today · 4.125%
HK$33,941
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$2,065/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,882/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,531
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$967/mo
Today · 4.125%
HK$37,451
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$1,974/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,902/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,869
−HK$1,069/mo
Today · 4.125%
HK$35,938
baseline
▲ 0.50% · 4.625%
HK$38,124
+HK$2,186/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,876/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,621
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,630
−HK$1,024/mo
Today · 4.125%
HK$39,654
baseline
▲ 0.50% · 4.625%
HK$41,744
+HK$2,090/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,308/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,172 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).