▼ 0.50% · 3.625%
HK$15,212
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,685
−HK$481/mo
Today · 4.125%
HK$16,166
baseline
▲ 0.50% · 4.625%
HK$17,149
+HK$983/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,332/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,923
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,377
−HK$460/mo
Today · 4.125%
HK$17,837
baseline
▲ 0.50% · 4.625%
HK$18,778
+HK$941/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,674/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,733
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,254
−HK$528/mo
Today · 4.125%
HK$17,782
baseline
▲ 0.50% · 4.625%
HK$18,864
+HK$1,082/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,564/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,615
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,115
−HK$506/mo
Today · 4.125%
HK$19,621
baseline
▲ 0.50% · 4.625%
HK$20,655
+HK$1,034/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,242/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,254
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,822
−HK$577/mo
Today · 4.125%
HK$19,399
baseline
▲ 0.50% · 4.625%
HK$20,579
+HK$1,180/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,798/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,308
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$553/mo
Today · 4.125%
HK$21,405
baseline
▲ 0.50% · 4.625%
HK$22,533
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,810/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,775
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,391
−HK$624/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,294
+HK$1,279/mo
Deposit HK$2.33M · loan HK$4.34M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,000
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$599/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,222/mo
Deposit HK$2.33M · loan HK$4.34M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,297
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$673/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$24,009
+HK$1,377/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$644/mo
Today · 4.125%
HK$24,972
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,944/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,528
−HK$721/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,475/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,385
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,065
−HK$691/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,410/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,339
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,096
−HK$769/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,439
+HK$1,574/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,803
−HK$737/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,504/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,665
−HK$817/mo
Today · 4.125%
HK$27,482
baseline
▲ 0.50% · 4.625%
HK$29,154
+HK$1,672/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,964/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,769
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$782/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,599/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,381
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,233
−HK$865/mo
Today · 4.125%
HK$29,098
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,771/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$829/mo
Today · 4.125%
HK$32,107
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,693/mo
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$64,214/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).