Crescira AVM · estimated value
● Medium confidence
HK$8.54M
≈ HK$8,473 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$854K, with repayments around HK$37,254/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$35,056
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$1,107/mo
Today · 4.125%
HK$37,254
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,267/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,508/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Tai Po Market Station
≈ 42 min walk · 3,344 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 1,008 Saleable ft²
- Gross Area
- 1,289 ft²
- Efficiency
- 78%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-09-12 | HK$4.16M | +8.6% |
| 2008-02-18 | HK$3.83M | +47.3% |
| 2005-02-26 | HK$2.60M | −36.3% |
| 1995-11-30 | HK$4.08M | — |
Other appraised units in this building
Data sourced from Renavon.com