▼ 0.50% · 3.625%
HK$22,078
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$697/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,220
−HK$668/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,253
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,286
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,041
−HK$767/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,742
−HK$735/mo
Today · 4.125%
HK$28,477
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,954/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,493
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$838/mo
Today · 4.125%
HK$28,155
baseline
▲ 0.50% · 4.625%
HK$29,868
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,310/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,474
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$802/mo
Today · 4.125%
HK$31,066
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,132/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,701
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,594
−HK$907/mo
Today · 4.125%
HK$30,501
baseline
▲ 0.50% · 4.625%
HK$32,357
+HK$1,856/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$61,002/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,930
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,786
−HK$869/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,429
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,909
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,870
−HK$977/mo
Today · 4.125%
HK$32,847
baseline
▲ 0.50% · 4.625%
HK$34,846
+HK$1,999/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,694/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,386
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,308
−HK$936/mo
Today · 4.125%
HK$36,244
baseline
▲ 0.50% · 4.625%
HK$38,154
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,488/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$1,046/mo
Today · 4.125%
HK$35,193
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$2,142/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,386/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,830
−HK$1,002/mo
Today · 4.125%
HK$38,832
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,047/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,664/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,324
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$1,117/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$2,284/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,069/mo
Today · 4.125%
HK$41,421
baseline
▲ 0.50% · 4.625%
HK$43,605
+HK$2,184/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,842/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,700
−HK$1,186/mo
Today · 4.125%
HK$39,886
baseline
▲ 0.50% · 4.625%
HK$42,313
+HK$2,427/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,772/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,754
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,874
−HK$1,136/mo
Today · 4.125%
HK$44,010
baseline
▲ 0.50% · 4.625%
HK$46,330
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,020/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,740
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,976
−HK$1,256/mo
Today · 4.125%
HK$42,232
baseline
▲ 0.50% · 4.625%
HK$44,802
+HK$2,570/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,464/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,210
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,396
−HK$1,203/mo
Today · 4.125%
HK$46,599
baseline
▲ 0.50% · 4.625%
HK$49,055
+HK$2,456/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,198/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,216 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).