Home Tai Po District RICHWOOD PARK BLOCK 3

1/F A

Tai Po District · New Territories East

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Floor

1/F A 1,031 ft² 1/F B 943 ft² 2/F A 1,031 ft² 2/F B 943 ft² 2/F C 858 ft² 2/F D 820 ft² 3/F A 1,031 ft² 3/F B 943 ft² 3/F C 858 ft² 3/F D 820 ft² 4/F A 1,031 ft² 4/F B 943 ft² 4/F C 858 ft² 4/F D 820 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.22M

≈ HK$7,970 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$822K, with repayments around HK$35,839/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$33,725

−HK$2,114/mo

▼ 0.25% · 3.875%

HK$34,774

−HK$1,065/mo

Today · 4.125%

HK$35,839

baseline

▲ 0.50% · 4.625%

HK$38,020

+HK$2,181/mo

Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,678/mo (50% DSR)

Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,498 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tai Po Market Station

≈ 42 min walk · 3,342 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (1 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: A
Saleable Area: 1,031 Saleable ft²
Gross Area: 1,302 ft²
Efficiency: 79%
District: Tai Po District · New Territories East
School net (POA): 84

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-07-30	HK$10.00M	+49.3% 9.0y · 5.0%/yr	HK$9,699	HK$7,680
2011-08-23	HK$6.70M	+37.3%	HK$6,498	HK$5,146
2008-07-23	HK$4.88M	+22.6%	HK$4,733	HK$3,748
2005-08-02	HK$3.98M	+29.2%	HK$3,860	HK$3,057
2001-05-16	HK$3.08M	−28.2%	HK$2,987	HK$2,366
1995-08-16	HK$4.29M	—	HK$4,161	HK$3,295

Other appraised units in this building

Data sourced from Renavon.com