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Crescira AVM · estimated value Medium confidence
HK$6.32M
≈ HK$10,790 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$632K, with repayments around HK$27,580/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$25,953
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$820/mo
Today · 4.125%
HK$27,580
baseline
▲ 0.50% · 4.625%
HK$29,259
+HK$1,679/mo

Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,160/mo (50% DSR)

Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
C
Saleable Area
586 ft²
Gross Area
760 ft²
Efficiency
77%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2014-08-21 HK$5.12M +75.9%
2009-10-14 HK$2.91M +34.1%
2004-05-08 HK$2.17M −22.5%
1999-08-06 HK$2.80M −13.8%
1996-09-14 HK$3.25M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Po Market
≈ 42 min walk · 3,356 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com