Crescira AVM · estimated value
● Medium confidence
HK$5.35M
≈ HK$8,414 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$535K, with repayments around HK$23,342/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,964
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$694/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,420/mo
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Tai Po Market Station
≈ 43 min walk · 3,412 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 636 Saleable ft²
- Gross Area
- 822 ft²
- Efficiency
- 77%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-12 | HK$5.00M | −14.5% 8.2y · −2.0%/yr |
| 2017-08-10 | HK$5.85M | +32.4% 4.7y · 7.0%/yr |
| 2012-12-04 | HK$4.42M | +97.3% |
| 2009-04-07 | HK$2.24M | +62.3% |
| 1998-12-22 | HK$1.38M | −43.9% |
| 1996-03-20 | HK$2.46M | — |
Other appraised units in this building
Data sourced from Renavon.com