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Crescira AVM · estimated value Medium confidence
HK$19.70M
≈ HK$12,589 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.91M, with repayments around HK$66,839/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$62,895
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,988/mo
Today · 4.125%
HK$66,839
baseline
▲ 0.50% · 4.625%
HK$70,906
+HK$4,067/mo

Deposit HK$5.91M · loan HK$13.79M · min. income ≈ HK$133,678/mo (50% DSR)

Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$738,815 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 28 min walk · 2,188 m
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,565 Saleable ft²
Gross Area
2,038 ft²
Efficiency
77%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2021-12-22 HK$17.50M +3.2%
9.2y · 0.0%/yr
2012-10-16 HK$16.95M
Data sourced from Renavon.com