Home Tai Po District Constellation Cove Block 5

10/F A

Tai Po District · New Territories East

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Floor

1/F A 1,140 ft² 1/F B 1,026 ft² 2/F B 1,023 ft² 2/F A 1,140 ft² 3/F A 1,140 ft² 3/F B 1,023 ft² 5/F A 1,140 ft² 5/F B 1,026 ft² 6/F A 1,140 ft² 6/F B 1,026 ft² 7/F A 1,142 ft² 7/F B 1,023 ft² 8/F A 1,140 ft² 8/F B 1,026 ft² 9/F B 1,026 ft² 9/F A 1,140 ft² 10/F A 1,140 ft² 10/F B 1,026 ft²

Crescira AVM · estimated value ● Medium confidence

HK$11.65M

≈ HK$10,219 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.49M, with repayments around HK$39,521/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$37,189

−HK$2,332/mo

▼ 0.25% · 3.875%

HK$38,346

−HK$1,175/mo

Today · 4.125%

HK$39,521

baseline

▲ 0.50% · 4.625%

HK$41,926

+HK$2,405/mo

Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,042/mo (50% DSR)

Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,857 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 10/F
Flat: A
Saleable Area: 1,140 ft²
Gross Area: 1,530 ft²
Efficiency: 75%
District: Tai Po District · New Territories East
School net (POA): 84

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-02-10	HK$8.88M	−35.8% 7.9y	HK$7,790	HK$5,804
2017-03-21	HK$13.83M	+55.2% 9.8y	HK$12,132	HK$9,039
2007-06-02	HK$8.91M	+11.7%	HK$7,816	HK$5,824
2002-03-27	HK$7.98M	—	HK$7,000	HK$5,216