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Crescira AVM · estimated value Medium confidence
HK$23.15M
≈ HK$13,572 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.95M, with repayments around HK$78,550/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$73,915
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,214
−HK$2,336/mo
Today · 4.125%
HK$78,550
baseline
▲ 0.50% · 4.625%
HK$83,329
+HK$4,779/mo

Deposit HK$6.95M · loan HK$16.21M · min. income ≈ HK$157,100/mo (50% DSR)

Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$984,029 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway University Station
≈ 30 min walk · 2,389 m
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
3
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,706 Saleable ft²
Gross Area
2,178 ft²
Efficiency
78%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2023-04-17 HK$28.50M +7.9%
11.4y · 1.0%/yr
2011-12-05 HK$26.41M
Data sourced from Renavon.com