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Crescira AVM · estimated value
● Medium confidence
HK$11.28M
≈ HK$10,359 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.38M, with repayments around HK$38,272/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$36,014
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$1,138/mo
Today · 4.125%
HK$38,272
baseline
▲ 0.50% · 4.625%
HK$40,601
+HK$2,329/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,544/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,047 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 1,089 ft²
- Gross Area
- 1,460 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-15 | HK$10.65M | +36.5% 15.1y |
| 2010-05-31 | HK$7.80M | +50.0% |
| 2003-10-28 | HK$5.20M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tai Po Market
≈ 25 min walk · 1,966 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km
Green space & leisure — 4 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com