Skip to content
Crescira AVM · estimated value Medium confidence
HK$10.18M
≈ HK$10,915 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.06M, with repayments around HK$34,549/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,510
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$1,027/mo
Today · 4.125%
HK$34,549
baseline
▲ 0.50% · 4.625%
HK$36,651
+HK$2,102/mo

Deposit HK$3.06M · loan HK$7.13M · min. income ≈ HK$69,098/mo (50% DSR)

Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$381,892 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
933 ft²
Gross Area
1,210 ft²
Efficiency
77%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2025-10-17 HK$8.88M +2.9%
0.8y
2024-12-20 HK$8.63M −21.8%
11.6y
2013-05-24 HK$11.04M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 30 min walk · 2,357 m
(quite far — consider other transport options)
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
3
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com