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Crescira AVM · estimated value Medium confidence
HK$19.39M
≈ HK$12,613 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.82M, with repayments around HK$65,770/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$61,889
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,814
−HK$1,956/mo
Today · 4.125%
HK$65,770
baseline
▲ 0.50% · 4.625%
HK$69,772
+HK$4,002/mo

Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,540/mo (50% DSR)

Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,998 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
C
Saleable Area
1,537 ft²
Gross Area
1,951 ft²
Efficiency
79%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2019-04-26 HK$23.98M +17.9%
4.2y
2015-02-12 HK$20.34M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 30 min walk · 2,357 m
(quite far — consider other transport options)
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
3
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com