▼ 0.50% · 3.625%
HK$21,459
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,127
−HK$678/mo
Today · 4.125%
HK$22,805
baseline
▲ 0.50% · 4.625%
HK$24,193
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,610/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,873
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,514
−HK$649/mo
Today · 4.125%
HK$25,163
baseline
▲ 0.50% · 4.625%
HK$26,490
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,326/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,605
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$746/mo
Today · 4.125%
HK$25,086
baseline
▲ 0.50% · 4.625%
HK$26,612
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.18M · min. income ≈ HK$50,172/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,965
−HK$715/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,459/mo
Deposit HK$4.23M · loan HK$5.18M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,552
−HK$814/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$29,031
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$780/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,592/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,897
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,765
−HK$882/mo
Today · 4.125%
HK$29,647
baseline
▲ 0.50% · 4.625%
HK$31,451
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,294/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,035
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,868
−HK$844/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,437
+HK$1,725/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,043
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,978
−HK$949/mo
Today · 4.125%
HK$31,927
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,854/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,423
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,319
−HK$910/mo
Today · 4.125%
HK$35,229
baseline
▲ 0.50% · 4.625%
HK$37,085
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,458/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,189
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,190
−HK$1,018/mo
Today · 4.125%
HK$34,208
baseline
▲ 0.50% · 4.625%
HK$36,289
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,416/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,771
−HK$974/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$39,734
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,335
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,403
−HK$1,085/mo
Today · 4.125%
HK$36,488
baseline
▲ 0.50% · 4.625%
HK$38,708
+HK$2,220/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,976/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,197
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,222
−HK$1,039/mo
Today · 4.125%
HK$40,261
baseline
▲ 0.50% · 4.625%
HK$42,383
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,522/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,481
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,616
−HK$1,153/mo
Today · 4.125%
HK$38,769
baseline
▲ 0.50% · 4.625%
HK$41,128
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,538/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,585
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,105/mo
Today · 4.125%
HK$42,778
baseline
▲ 0.50% · 4.625%
HK$45,032
+HK$2,254/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,556/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,627
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,829
−HK$1,220/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,547
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,972
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,125
−HK$1,169/mo
Today · 4.125%
HK$45,294
baseline
▲ 0.50% · 4.625%
HK$47,681
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,588/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).