Crescira AVM · estimated value
● Medium confidence
HK$13.49M
≈ HK$8,696 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.05M, with repayments around HK$45,757/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$43,057
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,396
−HK$1,361/mo
Today · 4.125%
HK$45,757
baseline
▲ 0.50% · 4.625%
HK$48,541
+HK$2,784/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,514/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,783 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- HOUSE 10
- Flat
- DUPLEX GH-10B
- Saleable Area
- 1,551 ft²
- Gross Area
- 2,368 ft²
- Efficiency
- 65%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2003-05-21 | HK$3.70M | −73.6% |
| 1997-04-23 | HK$14.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tai Po Market
≈ 43 min walk · 3,399 m
(quite far — consider other transport options)
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com