▼ 0.50% · 3.625%
HK$22,699
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,405
−HK$718/mo
Today · 4.125%
HK$24,123
baseline
▲ 0.50% · 4.625%
HK$25,590
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,246/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,253
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,930
−HK$687/mo
Today · 4.125%
HK$26,617
baseline
▲ 0.50% · 4.625%
HK$28,020
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,234/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,746
−HK$789/mo
Today · 4.125%
HK$26,535
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,070/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,778
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,523
−HK$756/mo
Today · 4.125%
HK$29,279
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,558/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,239
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,086
−HK$861/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,708
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,303
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$824/mo
Today · 4.125%
HK$31,940
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,880/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,427
−HK$932/mo
Today · 4.125%
HK$31,359
baseline
▲ 0.50% · 4.625%
HK$33,267
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,718/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$893/mo
Today · 4.125%
HK$34,602
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,204/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,779
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$1,005/mo
Today · 4.125%
HK$33,772
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$2,054/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,544/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,354
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,302
−HK$962/mo
Today · 4.125%
HK$37,264
baseline
▲ 0.50% · 4.625%
HK$39,228
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,528/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,108
−HK$1,076/mo
Today · 4.125%
HK$36,184
baseline
▲ 0.50% · 4.625%
HK$38,386
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,368/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,879
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,895
−HK$1,030/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,319
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,448
−HK$1,148/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,945
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,404
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,488
−HK$1,099/mo
Today · 4.125%
HK$42,587
baseline
▲ 0.50% · 4.625%
HK$44,832
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,174/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,588
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,789
−HK$1,219/mo
Today · 4.125%
HK$41,008
baseline
▲ 0.50% · 4.625%
HK$43,504
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,016/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,929
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,081
−HK$1,168/mo
Today · 4.125%
HK$45,249
baseline
▲ 0.50% · 4.625%
HK$47,634
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,498/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,858
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,129
−HK$1,292/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$46,063
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,455
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,674
−HK$1,236/mo
Today · 4.125%
HK$47,910
baseline
▲ 0.50% · 4.625%
HK$50,436
+HK$2,526/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,820/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,463 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).