Crescira AVM · estimated value
● Medium confidence
HK$13.19M
≈ HK$8,506 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.96M, with repayments around HK$44,756/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$42,115
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,425
−HK$1,331/mo
Today · 4.125%
HK$44,756
baseline
▲ 0.50% · 4.625%
HK$47,479
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,512/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,719 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 19號
- Flat
- PH-19A複式單位
- Saleable Area
- 1,551 ft²
- Gross Area
- 2,152 ft²
- Efficiency
- 72%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-27 | HK$13.50M | +73.1% 24.3y |
| 1998-07-23 | HK$7.80M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tai Po Market
≈ 43 min walk · 3,399 m
(quite far — consider other transport options)
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com